Cookie Policy

This Cookie Policy explains what cookies are, which categories of cookies Ardelio Financial Advisory (Pty) Ltd ("Ardelio", "we", "us") places on this website at ardelio.pro, and how you can manage your preferences. It should be read together with our Privacy Policy, which explains how we process personal information in line with the Protection of Personal Information Act, 2013 ("POPIA").

1. What cookies are

Cookies are small text files placed on your device when you visit a website. They allow a site to recognise your device, remember choices you have made, and — where applicable — help us understand how the site is used. Similar technologies (such as local storage or pixel tags) are treated the same way under this policy.

2. The categories of cookies we use

Our cookie banner lets you accept or decline the following categories:

Category	Purpose	Can be declined?
Strictly necessary	Required for core functions like security, contact forms and page navigation. These cannot be switched off.	No
Analytics	Helps us measure visits and improve the pages you actually use.	Yes
Marketing	Used to tailor messages and measure the reach of our campaigns.	Yes

3. Strictly necessary cookies

These cookies are essential for the website to function — for example, remembering your cookie preference itself, enabling secure form submission, and supporting basic navigation. Because they are necessary for the site to operate, they are set automatically and do not require consent, though we still disclose them here for transparency.

4. Analytics cookies

With your consent, we use analytics cookies to understand how visitors use our site — for example, which pages are visited, how long visitors stay, and which links are followed. This helps us identify what works and improve the pages you actually use. Analytics data is aggregated and used for statistical purposes; it is not used to make decisions about individual visitors.

5. Marketing cookies

With your consent, we may use marketing cookies to tailor messages to your interests and to measure the reach and effectiveness of our campaigns across channels. These cookies may track your browsing across this and other sites operated by third parties working with us.

6. Managing your preferences

When you first visit ardelio.pro, you are shown a cookie banner where you can accept all cookies or save a selection by category. You can change your choice at any time by clearing your browser's stored preferences for this site, or by using the cookie settings link where available on the site. Most browsers also allow you to block or delete cookies through their settings; please note that blocking strictly necessary cookies may affect how the site functions.

7. Retention

Cookies are retained for varying periods depending on their purpose — some expire when you close your browser (session cookies), while others persist for a defined period to remember your preferences (persistent cookies). We do not retain cookie data for longer than is reasonably necessary for the purpose for which it was collected.

8. Your rights under POPIA

Where cookies involve the processing of personal information, you have rights under POPIA including the right to access, correct or delete your information, and to object to processing. See our Privacy Policy for full details on how to exercise these rights and how to contact our Information Officer.

9. Changes to this policy

We may update this Cookie Policy from time to time to reflect changes in the cookies we use or for legal or regulatory reasons. The "last updated" date at the top of this page indicates when it was last revised.

10. Contact us

If you have questions about our use of cookies, please contact Ardelio Financial Advisory (Pty) Ltd at:

37 Bree Street, De Waterkant, Cape Town, 8001, South Africa
Tel: +27 21 486 3920
Email: info@ardelio.pro